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Imogene
12-16-2008, 04:12 PM
In addition to employer-based coverage, would you like the option to purchase a private plan through an insurance-exchange or a public plan like Medicare?

Imogene
12-16-2008, 04:12 PM
In addition to employer-based coverage, would you like the option to purchase a private plan through an insurance-exchange or a public plan like Medicare?

Imogene
12-16-2008, 04:12 PM
In addition to employer-based coverage, would you like the option to purchase a private plan through an insurance-exchange or a public plan like Medicare?

Imogene
12-16-2008, 04:12 PM
In addition to employer-based coverage, would you like the option to purchase a private plan through an insurance-exchange or a public plan like Medicare?

Imogene
12-16-2008, 04:12 PM
In addition to employer-based coverage, would you like the option to purchase a private plan through an insurance-exchange or a public plan like Medicare?

serendipity730
12-16-2008, 05:42 PM
While it may be useful to have secondary coverage, the cost for the secondary coverage would have to negligable, as my husband and I already pay in excess of $300 a month for employer based coverage.

serendipity730
12-16-2008, 05:42 PM
While it may be useful to have secondary coverage, the cost for the secondary coverage would have to negligable, as my husband and I already pay in excess of $300 a month for employer based coverage.

serendipity730
12-16-2008, 05:42 PM
While it may be useful to have secondary coverage, the cost for the secondary coverage would have to negligable, as my husband and I already pay in excess of $300 a month for employer based coverage.

serendipity730
12-16-2008, 05:42 PM
While it may be useful to have secondary coverage, the cost for the secondary coverage would have to negligable, as my husband and I already pay in excess of $300 a month for employer based coverage.

serendipity730
12-16-2008, 05:42 PM
While it may be useful to have secondary coverage, the cost for the secondary coverage would have to negligable, as my husband and I already pay in excess of $300 a month for employer based coverage.

chrissyd
12-16-2008, 06:50 PM
It all comes down to money. I'd like the option, but with cost I can not afford it.


<img src="i/expressions/rose.gif" border="0">

chrissyd
12-16-2008, 06:50 PM
It all comes down to money. I'd like the option, but with cost I can not afford it.


<img src="i/expressions/rose.gif" border="0">

chrissyd
12-16-2008, 06:50 PM
It all comes down to money. I'd like the option, but with cost I can not afford it.


<img src="i/expressions/rose.gif" border="0">

chrissyd
12-16-2008, 06:50 PM
It all comes down to money. I'd like the option, but with cost I can not afford it.


<img src="i/expressions/rose.gif" border="0">

chrissyd
12-16-2008, 06:50 PM
It all comes down to money. I'd like the option, but with cost I can not afford it.
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<br /><img src="i/expressions/rose.gif" border="0">

fourkidsmom
12-19-2008, 03:58 PM
Yes, it all comes down to money. My husbands previous job we paid over $10,000 a year out of OUR pockets for health insurance. His newest job that he has been at for 3 yrs we now pay $2,000 a year, so that makes a BIG difference!

fourkidsmom
12-19-2008, 03:58 PM
Yes, it all comes down to money. My husbands previous job we paid over $10,000 a year out of OUR pockets for health insurance. His newest job that he has been at for 3 yrs we now pay $2,000 a year, so that makes a BIG difference!

fourkidsmom
12-19-2008, 03:58 PM
Yes, it all comes down to money. My husbands previous job we paid over $10,000 a year out of OUR pockets for health insurance. His newest job that he has been at for 3 yrs we now pay $2,000 a year, so that makes a BIG difference!

fourkidsmom
12-19-2008, 03:58 PM
Yes, it all comes down to money. My husbands previous job we paid over $10,000 a year out of OUR pockets for health insurance. His newest job that he has been at for 3 yrs we now pay $2,000 a year, so that makes a BIG difference!

fourkidsmom
12-19-2008, 03:58 PM
Yes, it all comes down to money. My husbands previous job we paid over $10,000 a year out of OUR pockets for health insurance. His newest job that he has been at for 3 yrs we now pay $2,000 a year, so that makes a BIG difference!

tarheel
12-24-2008, 01:21 AM
1. medicare screws everything up. dont let them touch this.
2. Why should secondary insurance even be nessisary if the system functions correctly?

tarheel
12-24-2008, 01:21 AM
1. medicare screws everything up. dont let them touch this.
2. Why should secondary insurance even be nessisary if the system functions correctly?

tarheel
12-24-2008, 01:21 AM
1. medicare screws everything up. dont let them touch this.
2. Why should secondary insurance even be nessisary if the system functions correctly?

tarheel
12-24-2008, 01:21 AM
1. medicare screws everything up. dont let them touch this.
2. Why should secondary insurance even be nessisary if the system functions correctly?

tarheel
12-24-2008, 01:21 AM
1. medicare screws everything up. dont let them touch this.
<br />2. Why should secondary insurance even be nessisary if the system functions correctly?

ginandbrea
12-26-2008, 05:53 AM
Yes, definetely secondary insurance. My daughter's private health insurance covers MOST costs, but when she has a 2 week stay at Children's (3 times this year), the bill is approx. $60K, then my portion is 20%, so YES, a secondary is needed for me.

ginandbrea
12-26-2008, 05:53 AM
Yes, definetely secondary insurance. My daughter's private health insurance covers MOST costs, but when she has a 2 week stay at Children's (3 times this year), the bill is approx. $60K, then my portion is 20%, so YES, a secondary is needed for me.

ginandbrea
12-26-2008, 05:53 AM
Yes, definetely secondary insurance. My daughter's private health insurance covers MOST costs, but when she has a 2 week stay at Children's (3 times this year), the bill is approx. $60K, then my portion is 20%, so YES, a secondary is needed for me.

ginandbrea
12-26-2008, 05:53 AM
Yes, definetely secondary insurance. My daughter's private health insurance covers MOST costs, but when she has a 2 week stay at Children's (3 times this year), the bill is approx. $60K, then my portion is 20%, so YES, a secondary is needed for me.

ginandbrea
12-26-2008, 05:53 AM
Yes, definetely secondary insurance. My daughter's private health insurance covers MOST costs, but when she has a 2 week stay at Children's (3 times this year), the bill is approx. $60K, then my portion is 20%, so YES, a secondary is needed for me.

Tammy15
07-27-2009, 05:07 PM
It depends on how much cost and at what % cover. For example I work in insurance there are plans that if they are secondary and the prime carrier pays more than they would have they pay nothing. This is called non-duplication of benefits. So basically most times you pay out of pocket. Also even regular cob can be nightmares if the secondary requires you use one of their doctors and yours is not then you still pay out of pocket. If the doctor is participating with both they are only allowed to go to negotiated fee so again secondary may not cover so you are paying for a benefit that never gets used. This would really need to be looked at carefully

Tammy15
07-27-2009, 05:07 PM
It depends on how much cost and at what % cover. For example I work in insurance there are plans that if they are secondary and the prime carrier pays more than they would have they pay nothing. This is called non-duplication of benefits. So basically most times you pay out of pocket. Also even regular cob can be nightmares if the secondary requires you use one of their doctors and yours is not then you still pay out of pocket. If the doctor is participating with both they are only allowed to go to negotiated fee so again secondary may not cover so you are paying for a benefit that never gets used. This would really need to be looked at carefully

Tammy15
07-27-2009, 05:07 PM
It depends on how much cost and at what % cover. For example I work in insurance there are plans that if they are secondary and the prime carrier pays more than they would have they pay nothing. This is called non-duplication of benefits. So basically most times you pay out of pocket. Also even regular cob can be nightmares if the secondary requires you use one of their doctors and yours is not then you still pay out of pocket. If the doctor is participating with both they are only allowed to go to negotiated fee so again secondary may not cover so you are paying for a benefit that never gets used. This would really need to be looked at carefully

Tammy15
07-27-2009, 05:07 PM
It depends on how much cost and at what % cover. For example I work in insurance there are plans that if they are secondary and the prime carrier pays more than they would have they pay nothing. This is called non-duplication of benefits. So basically most times you pay out of pocket. Also even regular cob can be nightmares if the secondary requires you use one of their doctors and yours is not then you still pay out of pocket. If the doctor is participating with both they are only allowed to go to negotiated fee so again secondary may not cover so you are paying for a benefit that never gets used. This would really need to be looked at carefully

Tammy15
07-27-2009, 05:07 PM
It depends on how much cost and at what % cover. For example I work in insurance there are plans that if they are secondary and the prime carrier pays more than they would have they pay nothing. This is called non-duplication of benefits. So basically most times you pay out of pocket. Also even regular cob can be nightmares if the secondary requires you use one of their doctors and yours is not then you still pay out of pocket. If the doctor is participating with both they are only allowed to go to negotiated fee so again secondary may not cover so you are paying for a benefit that never gets used. This would really need to be looked at carefully

cfpatience
10-25-2009, 02:03 AM
I agree...if the primary Insurance was working correctly...there should be no need for a secondary.

However, to answer the question...it would depend on the cost and coverage and wether it would be affordable.

cfpatience
10-25-2009, 02:03 AM
I agree...if the primary Insurance was working correctly...there should be no need for a secondary.

However, to answer the question...it would depend on the cost and coverage and wether it would be affordable.

cfpatience
10-25-2009, 02:03 AM
I agree...if the primary Insurance was working correctly...there should be no need for a secondary.

However, to answer the question...it would depend on the cost and coverage and wether it would be affordable.

cfpatience
10-25-2009, 02:03 AM
I agree...if the primary Insurance was working correctly...there should be no need for a secondary.

However, to answer the question...it would depend on the cost and coverage and wether it would be affordable.

cfpatience
10-25-2009, 02:03 AM
I agree...if the primary Insurance was working correctly...there should be no need for a secondary.
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<br />However, to answer the question...it would depend on the cost and coverage and wether it would be affordable.