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Thread: your OWN health insurance

  1. #1
    Senior Member
    Join Date
    Jul 2007
    Posts
    4,543

    your OWN health insurance

    I was wondering if anyone on here wW/ CF has their own private insurance that is NOT through work, or through a spouse. I am thinking of looking into getting my own insurance instead of worrying about state and federal help. Skye's post about medicare really has me worried I will not be able to cover everything and basically be completely finacially screwed. I don't have a hubby to rely on and I am too old to be on my mom's work insurace.

    I just want to see if anyone has private insurance and if so which company do you go through and where are you located?

    Thanks!!!

    <img src="i/expressions/heart.gif" border="0">

  2. #2
    Senior Member
    Join Date
    Jul 2007
    Posts
    4,543

    your OWN health insurance

    I was wondering if anyone on here wW/ CF has their own private insurance that is NOT through work, or through a spouse. I am thinking of looking into getting my own insurance instead of worrying about state and federal help. Skye's post about medicare really has me worried I will not be able to cover everything and basically be completely finacially screwed. I don't have a hubby to rely on and I am too old to be on my mom's work insurace.

    I just want to see if anyone has private insurance and if so which company do you go through and where are you located?

    Thanks!!!

    <img src="i/expressions/heart.gif" border="0">

  3. #3
    Senior Member
    Join Date
    Jul 2007
    Posts
    4,543

    your OWN health insurance

    I was wondering if anyone on here wW/ CF has their own private insurance that is NOT through work, or through a spouse. I am thinking of looking into getting my own insurance instead of worrying about state and federal help. Skye's post about medicare really has me worried I will not be able to cover everything and basically be completely finacially screwed. I don't have a hubby to rely on and I am too old to be on my mom's work insurace.

    I just want to see if anyone has private insurance and if so which company do you go through and where are you located?

    Thanks!!!

    <img src="i/expressions/heart.gif" border="0">

  4. #4
    Senior Member
    Join Date
    Jul 2007
    Posts
    4,543

    your OWN health insurance

    I was wondering if anyone on here wW/ CF has their own private insurance that is NOT through work, or through a spouse. I am thinking of looking into getting my own insurance instead of worrying about state and federal help. Skye's post about medicare really has me worried I will not be able to cover everything and basically be completely finacially screwed. I don't have a hubby to rely on and I am too old to be on my mom's work insurace.

    I just want to see if anyone has private insurance and if so which company do you go through and where are you located?

    Thanks!!!

    <img src="i/expressions/heart.gif" border="0">

  5. #5
    Senior Member
    Join Date
    Jul 2007
    Posts
    4,543

    your OWN health insurance

    I was wondering if anyone on here wW/ CF has their own private insurance that is NOT through work, or through a spouse. I am thinking of looking into getting my own insurance instead of worrying about state and federal help. Skye's post about medicare really has me worried I will not be able to cover everything and basically be completely finacially screwed. I don't have a hubby to rely on and I am too old to be on my mom's work insurace.

    I just want to see if anyone has private insurance and if so which company do you go through and where are you located?

    Thanks!!!

    <img src="i/expressions/heart.gif" border="0">

  6. #6
    Senior Member
    Join Date
    Sep 2005
    Posts
    6,763

    your OWN health insurance

    Hey.. I am not exactly sure how it works.. I have private insurance through a COBRA plan and also through work but, when I was looking into just taking a policy out on my own, it was really, really tough.. I think if I remember correctly, the insurance has a right to not cover any preexisisting conditions for up to one year...

    So I have heard of people working for a year, using their work insurnace and still paying out of pocket for private insurance until that year was up, and then just using the private insurance..

    Like I said I am not for sure, but, also, I know many insurnace companies on a private plan have the right to just say no to you..

    I wonder how it works with Short term disability that goes into long term disability.. what happends with the insurnace then? I don't know.. I will look around for you and find out what I can

  7. #7
    Senior Member
    Join Date
    Sep 2005
    Posts
    6,763

    your OWN health insurance

    Hey.. I am not exactly sure how it works.. I have private insurance through a COBRA plan and also through work but, when I was looking into just taking a policy out on my own, it was really, really tough.. I think if I remember correctly, the insurance has a right to not cover any preexisisting conditions for up to one year...

    So I have heard of people working for a year, using their work insurnace and still paying out of pocket for private insurance until that year was up, and then just using the private insurance..

    Like I said I am not for sure, but, also, I know many insurnace companies on a private plan have the right to just say no to you..

    I wonder how it works with Short term disability that goes into long term disability.. what happends with the insurnace then? I don't know.. I will look around for you and find out what I can

  8. #8
    Senior Member
    Join Date
    Sep 2005
    Posts
    6,763

    your OWN health insurance

    Hey.. I am not exactly sure how it works.. I have private insurance through a COBRA plan and also through work but, when I was looking into just taking a policy out on my own, it was really, really tough.. I think if I remember correctly, the insurance has a right to not cover any preexisisting conditions for up to one year...

    So I have heard of people working for a year, using their work insurnace and still paying out of pocket for private insurance until that year was up, and then just using the private insurance..

    Like I said I am not for sure, but, also, I know many insurnace companies on a private plan have the right to just say no to you..

    I wonder how it works with Short term disability that goes into long term disability.. what happends with the insurnace then? I don't know.. I will look around for you and find out what I can

  9. #9
    Senior Member
    Join Date
    Sep 2005
    Posts
    6,763

    your OWN health insurance

    Hey.. I am not exactly sure how it works.. I have private insurance through a COBRA plan and also through work but, when I was looking into just taking a policy out on my own, it was really, really tough.. I think if I remember correctly, the insurance has a right to not cover any preexisisting conditions for up to one year...

    So I have heard of people working for a year, using their work insurnace and still paying out of pocket for private insurance until that year was up, and then just using the private insurance..

    Like I said I am not for sure, but, also, I know many insurnace companies on a private plan have the right to just say no to you..

    I wonder how it works with Short term disability that goes into long term disability.. what happends with the insurnace then? I don't know.. I will look around for you and find out what I can

  10. #10
    Senior Member
    Join Date
    Sep 2005
    Posts
    6,763

    your OWN health insurance

    Hey.. I am not exactly sure how it works.. I have private insurance through a COBRA plan and also through work but, when I was looking into just taking a policy out on my own, it was really, really tough.. I think if I remember correctly, the insurance has a right to not cover any preexisisting conditions for up to one year...

    So I have heard of people working for a year, using their work insurnace and still paying out of pocket for private insurance until that year was up, and then just using the private insurance..

    Like I said I am not for sure, but, also, I know many insurnace companies on a private plan have the right to just say no to you..

    I wonder how it works with Short term disability that goes into long term disability.. what happends with the insurnace then? I don't know.. I will look around for you and find out what I can

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