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KMV77
07-07-2010, 10:37 AM
Does anyone know where I can get additional life insurance that wont have a high premium? I have 2 policies now, both which I pay monthly. One is from an old employer that allowed me to keep it if I just paid it which is nice. The other is one that I pay myself monthly. Both are low amounts. Has anyone had any luck with getting lfe insurance over the age of 33 with CF?
Thanks,
Kevin

KMV77
07-07-2010, 10:37 AM
Does anyone know where I can get additional life insurance that wont have a high premium? I have 2 policies now, both which I pay monthly. One is from an old employer that allowed me to keep it if I just paid it which is nice. The other is one that I pay myself monthly. Both are low amounts. Has anyone had any luck with getting lfe insurance over the age of 33 with CF?
Thanks,
Kevin

KMV77
07-07-2010, 10:37 AM
Does anyone know where I can get additional life insurance that wont have a high premium? I have 2 policies now, both which I pay monthly. One is from an old employer that allowed me to keep it if I just paid it which is nice. The other is one that I pay myself monthly. Both are low amounts. Has anyone had any luck with getting lfe insurance over the age of 33 with CF?
<br />Thanks,
<br />Kevin

kristenb
07-08-2010, 01:30 AM
kevin,
how the hec did you get life insurance in the first place? impressive. i am unaware that i can get a life insurance policy. can you please share more on how you got it....as you may have guessed i do not have an answer to your question! <img src="i/expressions/face-icon-small-smile.gif" border="0"> take care. kristen

kristenb
07-08-2010, 01:30 AM
kevin,
how the hec did you get life insurance in the first place? impressive. i am unaware that i can get a life insurance policy. can you please share more on how you got it....as you may have guessed i do not have an answer to your question! <img src="i/expressions/face-icon-small-smile.gif" border="0"> take care. kristen

kristenb
07-08-2010, 01:30 AM
kevin,
<br />how the hec did you get life insurance in the first place? impressive. i am unaware that i can get a life insurance policy. can you please share more on how you got it....as you may have guessed i do not have an answer to your question! <img src="i/expressions/face-icon-small-smile.gif" border="0"> take care. kristen

KMV77
07-09-2010, 03:05 AM
I got the health insurance when I was 23, after I got married. It is not a lot that's why I am working on getting a new policy...Well see how that goes. Kristen,
Have you tried to get any insurance yet?
Kevin

KMV77
07-09-2010, 03:05 AM
I got the health insurance when I was 23, after I got married. It is not a lot that's why I am working on getting a new policy...Well see how that goes. Kristen,
Have you tried to get any insurance yet?
Kevin

KMV77
07-09-2010, 03:05 AM
I got the health insurance when I was 23, after I got married. It is not a lot that's why I am working on getting a new policy...Well see how that goes. Kristen,
<br />Have you tried to get any insurance yet?
<br />Kevin

kristenb
07-11-2010, 07:19 AM
kevin,
no, i have not tried to get insurance yet. i have always been told to not bother-that i will get turned down because of my health history. after reading your post, however, i am going to start asking around! <img src="i/expressions/face-icon-small-smile.gif" border="0"> thank you for that! i'll share anything interesting that i stumble upon.
kristen

kristenb
07-11-2010, 07:19 AM
kevin,
no, i have not tried to get insurance yet. i have always been told to not bother-that i will get turned down because of my health history. after reading your post, however, i am going to start asking around! <img src="i/expressions/face-icon-small-smile.gif" border="0"> thank you for that! i'll share anything interesting that i stumble upon.
kristen

kristenb
07-11-2010, 07:19 AM
kevin,
<br />no, i have not tried to get insurance yet. i have always been told to not bother-that i will get turned down because of my health history. after reading your post, however, i am going to start asking around! <img src="i/expressions/face-icon-small-smile.gif" border="0"> thank you for that! i'll share anything interesting that i stumble upon.
<br />kristen

petnurse
07-12-2010, 01:47 AM
Just an FYI: We had life insurance on my newborn (at the time) son. My idiot step mother in law called Gerber to pull out a second policy, disclosed his CF (which had not been diagnosed when we got the original policy), and they canceled the first one. We have not been able to obtain any since!

petnurse
07-12-2010, 01:47 AM
Just an FYI: We had life insurance on my newborn (at the time) son. My idiot step mother in law called Gerber to pull out a second policy, disclosed his CF (which had not been diagnosed when we got the original policy), and they canceled the first one. We have not been able to obtain any since!

petnurse
07-12-2010, 01:47 AM
Just an FYI: We had life insurance on my newborn (at the time) son. My idiot step mother in law called Gerber to pull out a second policy, disclosed his CF (which had not been diagnosed when we got the original policy), and they canceled the first one. We have not been able to obtain any since!

kristenb
07-12-2010, 09:14 PM
catherine:

uggggghh! how frustrating. my heart dropped and then i got upset for you! <img src="i/expressions/face-icon-small-sad.gif" border="0">
again, if i find anything helpful/interesting i will let you know.

i, too, am under the impression that if i disclose that i have cf i will be turned down; and, i will have to disclose it because i cannot lie. it's not in me! <img src="i/expressions/face-icon-small-smile.gif" border="0">

kristen
31 y.o, dx'd at 5 weeks old, cf-related diabetes, chronic pancreatitis, D.I.O.S. (intestinal issue that mimics being blocked up...), lots of crazy drug and antibiotic reactions (anyone else out there?), clot issues due to central lines (anyone else have this issue?), etc., etc.

p.s. what an absolutely beautiful baby boy you have. congrats! how old is he?

kristenb
07-12-2010, 09:14 PM
catherine:

uggggghh! how frustrating. my heart dropped and then i got upset for you! <img src="i/expressions/face-icon-small-sad.gif" border="0">
again, if i find anything helpful/interesting i will let you know.

i, too, am under the impression that if i disclose that i have cf i will be turned down; and, i will have to disclose it because i cannot lie. it's not in me! <img src="i/expressions/face-icon-small-smile.gif" border="0">

kristen
31 y.o, dx'd at 5 weeks old, cf-related diabetes, chronic pancreatitis, D.I.O.S. (intestinal issue that mimics being blocked up...), lots of crazy drug and antibiotic reactions (anyone else out there?), clot issues due to central lines (anyone else have this issue?), etc., etc.

p.s. what an absolutely beautiful baby boy you have. congrats! how old is he?

kristenb
07-12-2010, 09:14 PM
catherine:
<br />
<br />uggggghh! how frustrating. my heart dropped and then i got upset for you! <img src="i/expressions/face-icon-small-sad.gif" border="0">
<br />again, if i find anything helpful/interesting i will let you know.
<br />
<br />i, too, am under the impression that if i disclose that i have cf i will be turned down; and, i will have to disclose it because i cannot lie. it's not in me! <img src="i/expressions/face-icon-small-smile.gif" border="0">
<br />
<br />kristen
<br />31 y.o, dx'd at 5 weeks old, cf-related diabetes, chronic pancreatitis, D.I.O.S. (intestinal issue that mimics being blocked up...), lots of crazy drug and antibiotic reactions (anyone else out there?), clot issues due to central lines (anyone else have this issue?), etc., etc.
<br />
<br />p.s. what an absolutely beautiful baby boy you have. congrats! how old is he?

Chris Duncan
11-08-2012, 09:16 PM
Hi,

I am Chris Duncan and we recently lost my best friend's wife to cystic fibrosis. It was always frustrating to him and Heather's father they could not find any life insurance for her.

I am independent life insurance agent and I have done much research and have found a quality "A" rated company that will insure people with cystic fibrosis.

All of the details, including rates, are on a website I have created life4cf.com. If anyone has any questions I am here to help. My contact information is on the site.

Thanks,

Chris Duncan
life4cf.com (http://life4cf.com/)
http://forum.cysticfibrosis.com/attachment.php?attachmentid=119&d=1352036396&thumb=1 (http://forum.cysticfibrosis.com/attachment.php?attachmentid=119&d=1352036488)

joseph_humphreys
11-26-2012, 10:02 AM
Hi,

Having 2 insurance policy, you still want to have one? Check on the internet, there are several insurance company that you can select. Just talk to their agents for more details and info, maybe through them they can assist you to your preferences.